Personal Finance
Personal Finance

Rent or buy your home? 4 things to consider

Posted on 29 November 2019

(NC) Arguments for each option constantly change depending on market conditions, government regulations and financial factors. Many don’t realize that there are actually some in-between options as well. To find the path that’s best for you, make sure you consider these factors which are often overlooked in the “traditional” debate. Location, location, location. According to ...

Personal Finance

Breaking into the housing market: Go get that first home

Posted on 29 November 2019

(NC) Today’s sky-high real estate market can make buying a first home seem like a distant dream. Don’t be discouraged. It might take a bit more planning, but you can do it. Good financial strategy and some real estate research can help you get into your first home sooner than you’d think. Your first priority is to get your financial basics in order. Reach out to your bank or a ...

Personal Finance

5 hidden costs to include in your monthly budget

Posted on 29 November 2019

(NC) Creating a monthly budget allows you to anticipate and track your spending so that your credit card bill isn’t a surprise. While things like rent, groceries and transit may be top of mind, there are few costs that may slip through the cracks. For example, automated payments are easily forgotten and can add up overtime. It’s important to have an accurate picture of your spending t ...

Personal Finance

4 things to know before tackling a home reno

Posted on 29 November 2019

(NC) A home renovation project often comes with many questions and unknowns. These useful tips will help keep your renovation on track as you work to create the home of your dreams. Small changes can add up. Changes that seem simple to you, like moving a light switch, can require a lot ...

Personal Finance

What's your investing style – dipping in or taking the plunge?

Posted on 29 November 2019

(NC) With so many options for investing your hard-earned dollars, it can be difficult deciding where to put your money. Making the right decision starts with understanding what type of investor you are, and how comfortable you are with risk. The investing pros at RBC suggest that one way you can do this is to think of your investment style as either&nb ...

Personal Finance

3 tips to help you save and invest

Posted on 29 November 2019

(NC) With all the demands on your finances, it can be difficult to meet your saving and investing goals. But a little discipline, focus and willpower can set you on the right path. Here are some tips to try:   1. Start Slow. Try adopting a marathoner’s mindset when building your investments. Few clock 10K the first time they hit the road. Start o ...

Personal Finance

This is the thing most likely to cause you financial ruin and one lucrative industry where the gender wage gap is narrowing

Posted on 08 April 2019

This is the thing most likely to cause you financial ruin — but few prepare for it Just in the past year, Americans borrowed an estimated $88 billion to cover health care costs, a new survey finds.
This is what a long, stressful commute could be doing to your unborn baby Pregnant women who commute 50 miles or more are at risk for adverse birth outcomes, a new study suggests.
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Personal Finance

CEA's Kevin Hassett talks personal finance and retirement

Posted on 08 April 2019

More than half of adults are either somewhat more confident (30 percent) or much more confident (27 percent) about their ability to save for retirement than they were three years ago, according to the CNBC and Acorns Invest In You Savings Survey. Kevin Hassett, chairman of the Council of Economic Advisors, joins 'Squawk Box' to discuss how the Trump administration is ...

Personal Finance

A little planning can reduce stress at tax time

Posted on 08 April 2019

Do you get stressed out at the thought of doing your income tax return each year? Well, if you do, you're probably not alone. Tax experts recommend people start their tax preparation early by keeping good records and putting aside receipts throughout the year. Create an envelope or file for all of your receipts and expenses and make sure you have all your tax information slip ...

Personal Finance

Protect yourself from mortgage fraud when buying a home: Ask Joe

Posted on 08 April 2019

With Fraud Prevention Month wrapping up, how can consumers avoid real estate-related fraud? In last week’s column I discussed the dangers of mortgage fraud. Consumers who provide false or misleading information to a lender or allow themselves to act as a “straw buyer” for criminals may face serious consequences. But it’s also possible for an innocent homeowner to get ...